Pay or withdraw cash the familiar way with Visa Every day millions of travellers around the world use their Visa cards to make the most of their trip. And with Visa welcomed at over 38 million locations in over 200 countries worldwide, why take all that foreign currency when you can pay just as easily abroad as you do at home? Helpful travel tools at your fingertips If you do need cash whilst abroad, our Travel app will show you the nearest ATM. And our handy currency converter available in the Travel app lets you know how much things cost in your home currency, keeping you in control of holiday spending. Visa Travel Tools app Your helpful travel companion. Find out more Additional tips for your trip... Keep it local If using your card to make a payment or withdraw cash locally, you might be asked if you’d prefer to pay in the local or your home currency. Selecting the local option will usually give you the most competitive rates and avoid hidden fees. * * Fees may apply based on your issuing bank Familiarise yourself Look up the local currency and get an idea of how much the basics cost in comparison to what they cost at home – like a taxi from the airport or a cup of coffee. You can download Visa Travel Tools app here and look at exchange rates by using our currency converter. Carry Less Cash There’s no reason to change the way you spend when you’re away from home. Using a Visa card on holiday is the convenient way to spend abroad. Not only are you protected against fraud, Visa cards are also accepted at millions of locations around the world. Use the tools available to you If you need cash then it’s more convenient to take it out locally, use the ATM locator available in Visa Travel Tools app and find out where you can safely and conveniently withdraw money – wherever you might be on holiday. You can download Visa Travel Tools app here. More reasons to pay with Visa Secure Paying with Visa abroad is just as safe as it is at home and it offers the same protections if anything goes wrong. Visa works with banks to protect your Visa cards using state of the art fraud detection systems and 24/7 dedicated fraud teams. So you can enjoy your trip knowing that you’re protected from fraud, loss and theft. If your card gets lost or stolen, just contact your bank and they will arrange for a card replacement or help you secure emergency cash transfer. Convenient Paying with Visa comes with all the reassurance and without the unnecessary risk of carrying around large sums of currency. When you use your Visa card to pay for goods or services your purchase is protected globally. If you buy faulty or damaged goods, a service you paid for was not provided or if the goods were not delivered, you can get the money. Added Value The costs of using your card abroad depend on the issuing bank, but it is often the same or lower than the cost of buying currency at a bureau de change. Moreover, when you use your Visa card to pay for goods or services your purchase is protected globally. If you buy faulty or damaged goods, a service you paid for was not provided or if the goods were not delivered, you can get the money back through your bank. Control With Visa you are in control of your spending. You can track what you spend using online banking or statements when you get home. You can also see clearly any fees being charged for using your card, unlike the hidden costs of getting cash at a bureau de change. Special Benefits As a Premium cardholder you are entitled to additional benefits and discounts when you book a trip to Bulgaria. Take a look at all the locations where you can enjoy our special Premium offers and book your dream vacation here. Back to top Wherever you’re travelling, we hope you enjoy your trip. And remember to pack your Visa card!